| 1. |
Your privacy is a top priority.
As we work together, you often entrust us with personal and financial information, such as your name, address, occupation, assets, income and debts, and tax information. In the case of insurance products, you may also entrust us with health information. We use information given by you to provide products and services to you, to help you achieve your financial goals, and to communicate better with you. We promise to protect the security, privacy, and use of your personal and financial information, including account and transaction details.
We may collect information from you in person, on the telephone, through regular mail, or through electronic means, such as sending Stifel an e-mail message or requesting services through the Stifel web site. Stifel does not collect any personal information from anyone who is merely visiting or browsing our web site.
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| 2. |
Opening a new account at Stifel Nicolaus.
To help the government fight the funding of terrorism
and money laundering activities, federal law requires all
financial institutions to obtain, verify, and record
information that identifies each person who opens an
account.
What this means to you: When you open an account,
we will ask for your name, address, date of birth, and
other information that will allow us to identify you. We
may also ask to see your driver's license or other
identifying documents.
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| 3. |
The products and services you use are delivered in a secure environment.
When you use the Internet to access your Stifel account,
you can feel confident that we use security measures that
are appropriate to protect personal and financial
information.
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| 4. |
Keeping your personal information accurate and current is a vital concern.
We strive to keep your personal and financial
information accurate. If you believe that our records are
incorrect or out of date, please notify us. We will make
any necessary corrections quickly.
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| 5. |
Employee access to your information is limited.
Stifel employees have limited access to client
information based on their job function. This enables
them to assist you in your transactions, offer additional
financial services, and resolve problems that might arise.
All employees are instructed to use strict standards of
care outlined in our Code of Conduct. Employees
not adhering to these standards of conduct are subject to
disciplinary action including dismissal.
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| 6. |
Your information is shared only in limited ways and for specific purposes.
We may share your information with Stifel affiliates
or with nonaffiliated companies outside Stifel to
facilitate your transactions. Examples of nonaffiliated
companies may include financial service companies,
such as mutual fund or insurance companies. Other
nonaffiliated companies may include companies we have
contracted with to provide services on our behalf, such
as statement and report printers, data processing
vendors, computer software maintenance, transaction
clearing firms, or third parties to distribute annual
reports and proxy statements. We may share your
information to implement security measures and fight
fraud for your continued protection. We may also
supply the most current and accurate information to
credit bureaus or similar organizations.
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| 7. |
Other than disclosing information to third parties
that perform certain transactions on your behalf, we
do not reveal your information to nonaffiliated third
parties unless we have previously informed you in
disclosures or agreements, have been authorized by
you, or are required by law.
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| 8. |
If we share information with Stifel affiliates or other
companies, they must agree to maintain the
confidentiality and security of your information and
to use it for the specific purpose identified by us.
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| 9. |
Stifel does not rent or sell any client information
collected through its web site or other means to any
third-party marketers.
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| 10. |
Stifel will continue to provide you notice of our
privacy policy annually, as long as you maintain an
ongoing relationship with us. This policy may
change from time to time. You may review our
current policy on our web site at www.stifel.com.
When you access our web site, your information is
protected through various forms of Internet security,
such as passwords, data encryption, and Secure
Socket Layers (SSL) technology.
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Affiliates include Stifel, Nicolaus & Company, Incorporated, Stifel Bank & Trust, Choice Financial Partners, and Century Securities Associates, Inc. Century Securities is an introducing firm and uses Stifel Nicolaus as its clearing firm. |